Abstract:
In the course of this research work, I discovered that the research was quite interesting. The topic is wide and of utmost importance considering the relevance of credit risk management to survival of any bank. In fact the survival of any bank is linked to its ability to manage its loan facilities efficiently and affectively. Lets bring to mind the bank distress of the 90s in Nigeria and the impact on the economy at large . Some investors have not recovered from the losses of that distress. Consequently, we cannot under play the relevance of sound credit risk management procedures to sustain a healthy economy. This is very important at this period when new entrants have entered the banking sector and more are expected :'1 the near future Banks are advised to put in place a dependable and reliable credit analysis culture to prevent a repeat of what occurred in the 1990 in the future.
