Abstract:
This paper is a study of Merger and Acquisition as a survival option for Bank Distress in Nigeria using the UBA Group as a case study. He stagnation the macro-economy in the early 1990's affected the growth, and development and competitive struggle for survival or Banks in Nigeria. Despite all financial distress resolution measures applied, the banking system remained vulnerable to risk s or distress. This paper trace the factors affectting bank distress regulatory and supervisor(.r; risk management: evaluates the causes bank failure and distress. It also X-rays the extent to which mergers and acquisition can become a survival option for banks in distress. The consolidation and recapitalization policy is also examined to determine its impact on the banking sector. Finally, the paper addresses the further challenges affecting the banking sector.
